By using PropThink.com (the “Site”), you are agreeing to our Terms & Conditions.

Use of PropThink’s research is at your own risk. You should do your own research and due diligence before making any investment decision with respect to securities covered herein. You should assume that as of the publication date of any report or letter, PropThink, LLC (possibly along with or through our members, partners, affiliates, employees, and/or consultants) along with our clients and/or investors (collectively referred to as “PropThink”) has a position in all stocks (and/or options of the stock) covered herein that is consistent with the position set forth in our research reports. When a contributor writes about a stock in which he or she holds a position, this is disclosed at the end of the article/research. Following publication of any report or letter, PropThink intends to continue transacting in the securities covered therein, and we may be long, short, or neutral thereafter regardless of our initial recommendation. Contributors and writers may not transact in the security covered therein in the two market days following publication. PropThink, LLC is not registered as an investment advisor.

To the best of our knowledge and belief, all information contained herein is accurate and reliable, and has been obtained from public sources we believe to be accurate and reliable , and not from company insiders or persons who have a relationship with company insiders. You understand that no content published on the Site constitutes a recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. You further understand that none of the bloggers, information providers, App providers, or their affiliates are advising you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. To the extent that any of the content published on the Site may be deemed to be investment advice or recommendations in connection with a particular security, such information is impersonal and not tailored to the investment needs of any specific person. You understand that an investment in any security is subject to a number of risks, and that discussions of any security published on the Site will not contain a list or description of relevant risk factors. In addition, please note that some of the stocks about which content is published on the Site have a low market capitalization and/or insufficient public float. Such stocks are subject to more risk than stocks of larger companies, including greater volatility, lower liquidity and less publicly available information. Blogs, postings or content on the Site which may or may not be deemed by you to be recommendations may have an effect on their stock prices.

You understand that performance data is supplied by sources believed to be reliable, that the calculations herein are made using such data, and that such calculations are not guaranteed by these sources, the information providers, or any other person or entity, and may not be complete. Past performance is not a guarantee or indicator of future performance. From time to time, reference may be made on our Site to prior articles and opinions we have published. These references may be selective, may reference only a portion of an article or opinion, and are likely not to be current. As markets change continuously, previously published information and data may not be current and should not be relied upon. All content on the Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

No Investment Recommendations or Professional Advice The Site is not intended to provide tax, legal, insurance or investment advice, and nothing on the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by PropThink or any third party. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.

PRIVACY STATEMENT

PropThink LLC (the “Company”) has created this privacy statement in order to demonstrate our firm commitment to privacy. In order to provide service to our customers, we must obtain some limited personal information from you. The following discloses our information gathering and dissemination practices for this website and service.

This privacy statement applies to information we collect:

• On the Company’s Websites (as defined below);
• In e-mail and other electronic messages between you and the Company; and
• When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy.

Please read this privacy statement carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use the Company’s Websites or subscribe to our services or products. By accessing or using the Company’s Website, or by subscribing to our services or products, you agree to this privacy statement. This privacy statement may change from time to time. Your continued use of the Company’s services and products after we make changes is deemed to be acceptance of those changes, so please check this privacy statement periodically for updates.

Summary

Our primary goal in collecting user information is to enhance your experience on our website and to provide you with the services and products you have requested from us, regardless of whether such services are provided freely or on a paid basis. We use aggregated (gathered data across all user accounts) information to develop content targeted to users’ interests and to better the website user experience.

When you visit propthink.com or inquire about our services, we may collect the following types of information about you:

• General information, such as your name, interests and e-mail address to fulfill your requested service and to better serve your needs when you contact us or when we need to contact you.
• Payment information, such as credit card account data, in the event you request to purchase a product or service as part of your relationship with us.
• Information to verify your identity, or your status as a registered user, by means of a cookie or other forms of automatic data collection technology. Cookies may be used to deliver content specific to your interests and to save your information so you don’t have to re-enter it each time you visit the Company’s Websites. We may also use cookies to manage your status when registering for our services.
• Technical information about your computer or browser so that we may provide you with the correct service and content presentation request, or to format e-mail messages that best align with your computer’s capabilities.

At certain times, it may be necessary to share some of the information you provide. The Company does not share your personally identifiable information with third parties unless it is related to the fulfillment of services you’ve asked us to perform, or as is permitted by law. The information you provide us can only be shared under limited circumstances.

Our Security Safeguards

We employ industry-standard physical, electronic, and procedural security safeguards to protect the personally identifiable information that you have provided to us from loss, misuse, or unauthorized alteration. Whenever we prompt you to transmit sensitive information to us through the Company’s Website, such as a credit card number, we support encryption of your data as it is transmitted.

Correcting/Opting Out

The Company offers its members the ability to correct or update the information we collected during your registration process online by utilizing the appropriate links at the bottom of all emails we send out.

You may also update any information related to any product or service you have purchased from or through the Company by logging into the website for such service and using the appropriate section of that website.

If, at any time, you wish to cancel your subscription to any of our free services or opt-out of receiving future mailings or certain types of mailings, please click the “Unsubscribe” link at the bottom of all emails we send out.

Advertiser & Sponsor Information

PropThink may derive a portion of its revenues from organizing, marketing and hosting Digital Conferences. Corporate sponsors pay PropThink for these virtual events to feature a profiled company. It is best to assume compensation may constitute a conflict of interest as to PropThink’s ability to remain objective in our communication regarding the profiled company. Disclaimers regarding compensation from corporate sponsors will be disclosed at the bottom of emails and articles we send out.

The Company may derive a portion of its revenue from advertising and sharing information to keeping our services affordable to users. In order to attract and retain advertisers we use the aggregated, anonymous information that we gather (as well as information from third party market researchers) to describe our services to partners and to assist our advertisers and sponsors to better understand our audience.

These offers are paid advertisements provided by our external partners or external advertisers. If you click on these offers, you will be proceeding under the terms of that third party advertiser’s privacy policy and terms of use. The Company is not responsible for the content of or any claims made in these advertisements. Further, the Company makes no guarantees or warranties, whether explicit or implied, about what is advertised by our external partners or advertisers.

These advertisements may contain information about specific stocks or other investments, but the opinions provided in these advertisements are not those of the Company and are neither an offer nor a recommendation to buy or sell any security. The Company has not independently verified the validity of the claims or statements contained in these advertisements/emails. We urge you to always conduct your own research and due diligence and obtain professional advice before making any investment decisions. The Company will not be liable for any loss or damage caused by a reader’s reliance on information obtained in advertisements or corresponding web sites.

Although the Company attempts to accept advertisements from responsible third party advertisers, we make no representations or guarantees about such third parties. Such third party advertisers are separate and distinct from the Company and the Company is not responsible or liable for any action or omission by the third party advertiser if you choose to register with or enter into a transaction with any third party advertiser based on an advertisement or offer found on any of the Company’s Websites, within any of the Company’s email message, or via any other delivery method (including, but not limited to, postal mail).

Registration

We only transmit your information to a third party advertiser if you elect to register as a PropThink member. The information we transmit may include, but is not limited to, your name, email address, interests, IP address and the date you registered. We may also transmit information about our visitors and subscribers collected through the registration process as well as through any online surveys we may conduct.

Links

The Company’s Websites contain links to other websites that are not owned or operated by the Company. We are not responsible for the privacy practices or content of such websites. We strongly encourage you to be aware when you leave the Company’s Websites or click a link in our email messages and to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies only to information collected by us.

Refund Policy and Cancellations Satisfaction/Money Back Guarantees – We offer Satisfaction/Money Back Guarantees for most of the products and services that you can purchase from us. Each product/service has its own separate Satisfaction/Money Back Guarantee. See the product or service description or the Satisfaction/Money Back Guarantee below for each product/service. These Satisfaction/Money Back Guarantees are incorporated into and made part of the Terms of Service. Unless otherwise noted, we cannot provide Satisfaction/Money Back Guarantees for third-party products/services available through this site.

SATISFACTION GUARANTEE The markets are a turbulent place, and nothing’s guaranteed. But a subscription to PropThink is, with a 30-day money back guarantee**. If you’re not happy, for whatever reason, with PropThink Premium or Premium Plus, you have 30 days to request a full money back refund on an annual subscriptions. That’s our guarantee to you. If within thirty (30) days, you are not satisfied with the quality of our services, you should contact us only by email at support@propthink.com to resolve the conflict and/or seek a refund.  ** 30-day guarantee only applicable to annual subscriptions.